PCI Compliant – Why It Is a Basic Requirement?

Filed Under (Business) by admin on 31-07-2010

With the growing market of online business there is rapid growth in online transactions through credit cards hence companies involved in this business are required to be secure from all threats and frauds thus being PCI Compliant is a mandate condition.

Being PCI Compliant is not just a suggestion but a basic requirement for all web-based merchants to avoid security breach into their payment transactions and customer information.

Becoming PCI compliant business involves 12 basic requirements with over 200 individual security checks covering all requisites protecting customer’s information and other sensitive data, failing which can incur heavy penalties or even end of business.

The system requirement may vary from basic installation of firewall to something like data encryption before storing to a system and while transferring to another system within network.

Also the websites, applications and databases have to be fully secured by all means such that the encrypted information of customer cannot be breached.

A business is said to be PCI compliant means it has passed all the tests performed by any ASV (Approved Scanning Vendor) and have received a PCI Compliance report from them. Gaining a web seal from such ASVs is an additional advantage.

Though becoming PCI compliant business is a difficult process but at the end of it you are proving the reliability of your system. Consumers are nowadays more suspicious as everyone wants to protect their information from getting breached that could cause loss to them. Hence trust is the only factor that invites more and more customers to any business and becoming PCI compliant increases this trust. It tells the customers that they are undergoing highly secured system from where their information can not be easily breached. It includes several kinds of routine checks, audits and tests ensuring complete maintenance of all security checks.

Having certified by PCI DSS actually helps the business owner grow in a safest manner without losing customers.

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About the Author:
Nitesh Patel is a blogger and also media partner of various website for work related to content, wordpress setup and customization if you want more advice or need help with content and wordpress you can contact me on My website Redefining Technology
.
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PCI DSS compliance – Why to take it seriously ?

Filed Under (Business) by admin on 31-07-2010

From many years the credit card provider companies pushing the merchants to use PCI DSS compliance which is a complete set of rules and regulation for ensuring the highest level of security to the card owner like card information, billing details. However, even then companies are not taking this issue seriously.

Knowingly all these aspects merchants procrastinate, we already have many incidents in which hackers had done many transaction by penetrating the secure networks and compromising the credit and debit cards. It is very much possible for hackers to have any kind of decrypting algorithm which can grant them access to the PIN (personal identification number) and other personal information. And having this much of information with them they can do everything what you do with your credit card like shopping, transaction etc.

Many big companies like TJX Companies Inc have suffered the hackers attack and had a great loss also with these incidents we know that the problem is not poor security. In other words the large companies even develop quite good security system but they do not understand the other areas which are prone to threats. They spend a lot of resources and also time but could not concentrate the different possibility which can cause the problem, and how to protect their system against these kinds of attacks.

The industry of PCI was always aware of this fact that, if this kind of breach continues to grow then the result might be breaking down their system’s integrity. So they are now imposing the penalties and fines to the merchants who are not following the PCI DSS compliance. The ranges of penalties start from $300 and may equal to the all false transaction done from the credit cards.

Now for industries to become PCI DSS compliant is a smart business trend. As latest technology gives us a free way to transects and buy anything, anywhere it also gives the criminals new methods to hack or steal money from us. So taking PCI DSS compliance is a smart decision to make yourself safe from breach and your customers to have secure transactions.

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About the Author:
Nitesh Patel is a blogger and also media partner of various website for work related to content, wordpress setup and customization if you want more advice or need help with content and wordpress you can contact me on My website Redefining Technology
.
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What It Takes To Become PCI DSS Compliance

Filed Under (Business) by admin on 30-07-2010

A merchant who does online trisection means storing, processing or transmitting the sensitive data of credit card; need to follow some set of requirements which is called the PCI DSS (Payment Card Industry Data Security Standard). The merchant must follow all the requirements provided by, to become a PCI compliant. If you fail to do the same the fines, penalties and even ban or transaction may happen. The fines can be up to five hundred thousand dollars but not limited to this it can also add up the liability of all fraudulent cases and loss of the compromised account of consumer.

Nowadays being PCI compliant is very complex it is not a simple process anymore. The news is that many industries are having trouble with some very important but crucial components of the system of PCI DSS. You may have to adopt some new procedure and that can be very hard, to modify your business process.

If you want to become A PCI DSS compliant then you need to have knowledge of some facts and conducting regular testing in your process controls you may get a fast track way to be PCI DSS compliant merchant. There are certain pints that will help you to become PCI DSS complaint very much quickly.

The first thing you will need is to modify your basic processing including the removal of unnecessary information or data from the process. You need not to store any data which is longer or unnecessary. You should make sure that if any of you data is going out from your system or using the networks like wireless and that data must be encrypted. If you store or transmit data into plain text the higher the chances are of hacking and security breaches.

The next requirement a PCI DSS complaint company should follow is to have a very strong maintenance system and also to use a secure application. All application you are using in the system must be up to date and all patches and updates must be installed on the system periodically.

You may say becoming a PCI DSS complaint is struggle but for your safety and success along with your customer point of view it is a form or trust.

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About the Author:
Nitesh Patel is a blogger and also media partner of various website for work related to content, wordpress setup and customization if you want more advice or need help with content and wordpress you can contact me on My website Redefining Technology
.
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Internet Marketing and Online Shopping

Filed Under (Business) by admin on 29-07-2010

Internet marketing and online shopping are directly related to one another. Internet, or online marketing is the most effective way to brand your product line or services and to increase your visibility on line. It follows that a properly marketed and visible online business will experience a growth of shoppers and a higher conversion rate. The difficulty comes from attempting make a particular website stand out from its competition.  In order to be truly successful online, a website must use all of the tools available to increase their visibility and their rankings.

The most effective manner of increasing the visibility of a website is through the process of Search Engine Optimization (SEO). The higher a website ranks on a website the more likely that site is to receive ‘hits’ or visitors. Internet marketing and online shopping, when considered together, naturally lead a website owner to perform optimization on their site. This process, whether handled by the business owner or by a qualified consultant, is often a simple matter of determining the most effective keywords, changing website design and content and engaging in activities that will organically grow a list of links for a site.

Online reputation or branding must also be considered. While the Internet has made it considerably easier for an average person to start a small business and succeed, it has also made it easier for every consumer to find any piece of information imaginable. This includes positive reviews of products, services or websites as well as negative. For this reason, those looking to develop a successful online strategy must plan to carefully monitor their online image. This is done in several ways. First, regularly searching the Internet for new posts in forums, discussion boards or review sites will be beneficial. Finding a constructive way to deal with critics is imperative as well. In fact, many of the most successful small business owners follow a careful strategy of contacting past customers who have expressed dissatisfaction in order to rectify their issues. Once the problem has been addressed, the client is then asked to remove or update their posted complaint. This strategy, along with above board customer service policies, is the best way to manage a businesses online footprint.

Finally, those interested in successfully integrating Internet marketing and online shopping must maintain a ‘toolbox’ of management software, analytical data and backend monitoring to ensure the safety and security of their visitors. More than a poor review, compromised security can be the death knell of even the most successful online business.  Web entrepreneurs are encouraged investing in management software packages that allow them to ensure the safety of their clients privileged information and to monitor activity on their sites.

In a world where more and more consumers are turning to the Internet for at least some of their shopping needs, it just makes sense to develop a plan that combines Internet marketing and online shopping. The duo will pack a powerful punch and allow even the smallest of online businesses an opportunity to succeed.

Contact us if you need help with your Internet Marketing for an Online Shopping Business, we can help!

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Click here to read the rest of <a rel=”nofollow” target=”_blank” href=”http://www.optimum7.com/internet-marketing/ecommerce/internet-marketing-and-online-shopping.html”>Internet Marketing</a>. If you enjoyed this article, you also might like our other stories about <a rel=”nofollow” target=”_blank” href=”http://www.optimum7.com”>Internet Marketing Company</a>.
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Online Business Ideas: 3 Tips for Finding Good Ideas

Filed Under (Business) by admin on 28-07-2010

Online business ideas are a dime a dozen.  You can sell a lot of things on the web.  You can sell bags, shoes, and apparel while the more absurd ideas run along the lines of celebrity hair and other crazy random things.  After all, one man’s junk is another man’s treasure.  

Silly products that you can sell online on eBay are one thing; creating sustainable online businesses are another.  So what exactly do you look out for when it comes to online business ideas? Here are some tips that you may find helpful.

1. Keep an eye out for everyday problems you can solve.  

By now, you should realize that the businesses that have been around for awhile are successful precisely because they are solving a problem for someone.  Think very hard about this. What are the problems that you encounter while going to work or while making breakfast? Watch out for the times that you think to yourself, “Why can’t someone invent something that will help me with [insert problem]?”  The ideas that come into your head might amaze you.

2. Check if the business idea can be done online.  

There are pure online businesses and there are those traditional businesses that have websites and a traditional brick and mortar storefront.  Businesses that have traditional storefronts usually realize that they can make twice as much if they set up an ecommerce store.  And why not? The Internet has made it easier to reach clients from other states and all the way to China.  The sky’s the limit. Stop putting borders around your business and start truly participating in the global economy.

Businesses that are purely online are another story.  These are the eBay shops, the information blogs running on affiliate income and advertising, as well as a number of online applications that offer their services on a subscription basis.  Of course, there are many more that you can come up with.  It’s the Internet — anything is possible.  An example of this would be “The Million Dollar Homepage” where the founder auctioned off one million pixels of his homepage.  Starting out with the price of a dollar per pixel, it became an internet phenomenon and was being sold for more than that.  The highest price was to the tune of $38,100.  It just goes to show that the Internet is a real game-changer for businesses.

3. Put up a site and analyze later!  

The funny thing about online business ideas is that it costs more to do extensive planning than to just execute the idea. At the very least, get the business model down pat and start building the website.  The World Wide Web is awesome because the feedback is almost instantaneous. Unlike the real world where market feedback comes back after a few months or so, the Internet can give you immediate feedback in the form of analytics, user comments, and sales among other things.  So stop over analyzing things and just put it up. You’ll be glad you did!

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About the Author:
If you are looking for great ideas to start your own home business, be sure to visit Home Business Link and pick up your copy of the Online Business Guide for Newbies.
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You're Doing Adwords Wrong: Learn How to Do It Right

Filed Under (Business) by admin on 28-07-2010

The concept of pay per click advertising, or PPC, is as new as 1998, but since then, pay per click advertising has become one of the major forms of paid online advertising. Because of that, it is worth learning about to anyone wishing to maintain a successful ecommerce business website.

Pay per click ads are exactly that: You only pay for pay per click ads when someone clicks on them. Many websites, especially search engines, offer pay per click ad programs. After signing up, you can pick keywords that you would like to target. Users then come to the search engines and search for keywords. If a user searches for one of the your keywords, your ad will appear on the search results page. Then, if the user clicks on your pay per click ad which is displayed, you pay whatever price for that click that you agreed to when you signed up for the program. Typically, prices for clicks are determined by a bidding system (eg. the highest bidding advertiser will have his ads displayed in the top position in the results page,) but flat-rate pay per click programs exist as well.

The major PPC programs available to today’s online advertisers are Google™ Adwords®, Yahoo™ Adcenter®, and Bing™ Advertise®. At the time of writing this, Google™ receives over fifty percent of the market traffic for search engines. Because of this, it is wise to focus on ads that will target Google™search users through Google™Adwords.

To find the Google™ Adwords® keyword tool, I will now search “Google™adwords keyword tool” in a Google™ search. Now, click on the link to the Google™ Adwords® keyword tool. It will ask you to verify that you are human and not a spam robot by typing in some random characters that it displays in pictoral format. Click “submit”, and now you are in the keyword tool.

Just as an example, say I wish to research “wicker chairs” and similar keywords. Type “wicker chairs” into the search box there on the keyword tool. Click on the “search” button, and a list of possible pay per click keywords will be generated. Each one of these related keywords comes with a little bit of information. We can see, at one glance, a myriad of useful information about these keywords.

The green bar in the column next to the keywords themselves tells us how much competition there is for each keyword. Then, on the far right, there is information about the local search trends. You can sort the results you see on this page by any of the category headings. The most useful of these headings are “Global Monthly Searches” and “Competition”.

Try sorting the results by number of global monthly searches, which are searches performed on the internet from all over the world. Now the results are ordered by the number of times each one was searched by internet users.

Social networks often offer pay per click campaign options as well. These campaigns are great for targeting an extremely specific market, as ads displayed on the side of someone’s social network profile can target them by demographics, from age to race down to relationship status. Key players for social network pay per click advertising campaigns are Facebook™, LinkedIn™, Myspace™, and Twitter™.

The process for choosing keywords in a pay per click campaign is identical to the process for choosing keywords for search engine optimization. If keywords are chosen carelessly, pay per click campaigns can become quite costly. An optimized pay per click advertising campaign is one in which keywords are selected after extensive research, and such keywords will have a higher conversion rate. Conversion rate is calculated by dividing the total number of sales by the number of clicks generated through the campaign. For example, if a website received 100 clicks through PPC ads and generated five sales from those clicks, the conversion rate would be 5/100, or five percent.

PPC is a very targeted, specialized form of advertisement online, and, done correctly, it can generate lots of traffic and profit, but only if it is understood and managed correctly.

Interested to learn more? Visit the Home Base Learning Institute and find out how we can help you build up your very own e-commerce business. Add HOME BASE LEARNING INSTITUTE on Facebook. Read about TEN WAYS we can help you or send us an EMAIL.

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About the Author:
Home Base Learning Institute offers education in e-commerce as well as web building services for those wishing to market their e-commerce business website online sucessfully.
Interested to learn more? Visit the Home Base Learning Institute and find out how we can help you build up your very own e-commerce business. Add HOME BASE LEARNING INSTITUTE on Facebook. Read about TEN WAYS we can help you or send us an EMAIL.
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Broadband speed test system

Filed Under (Business) by admin on 27-07-2010

21st century has opened the market completely. Consumer is said to be the king. It becomes very difficult to make a choice especially when the market is full of different players. Even choosing the very simple broadband internet service can be intimidating. The internet is the fastest way to spread any information to a vast number of people. It is also the simplest way to search for any information. It has revolutionized shopping and has given way to personalized marketing to companies through websites like twitter, Orkut, Facebook etc. Studies have shown that the use of internet is rather making people smarter.

 

In the category of broadband internet service too the choices are unlimited. This is where many online companies have developed their expertise. These companies come to the customers rescue and enable customers to choose the best broadband internet service as per their requirement. Their help is much required as there are a multitude of options in the market for broadband internet service. One not only needs to make a choice between the long list of players in the marker but also select as to which type of broadband is required. Whether the customer wants a cheap broadband internet service, ADSL, ADSL2, naked DSL, wireless satellite or cable. The options are unlimited and confusing.

 

Choosing the best Broadband service can be a real harrowing experience for an individual. The choices are too many and it becomes very cumbersome to compare the broadband internet services as there are many parameters on which the comparisons are to be made and it is a real daunting task to first gather all this information on pen and paper.

 

This task is made simpler by online companies like Internet choice which not only give options to the customer but allow them to select a broadband internet service based on their own experience. There are special online tools such as the speed test broadband. Speed test broadband is a system which allows the customer to rate the speed of their current broadband internet service and then compare it with other broadband service providers. One can test any of fixed line, wireless or mobile broadband service speed against the other service providers in the market. Once the test is done the customer gets a report of the broadband speed test which has a detailed description of download and uploads speed.

 

One can search for online internet comparison companies and find that some of them also have a whole section dedicated to cheap broadband services available. These websites compare the broadband internet service providers to ensure that the customer gets the best value for each of his dollar invested.

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About the Author:
“Subhash Raj says:” Internet Choice offers a free broadband speed test system. For more details on speed test broadband feel free to visit www.internetchoice.com.au/broadband-speed-test/.
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How to Manage Your Merchant Account the Right Way?

Filed Under (Business) by admin on 26-07-2010

You must be thinking about obtaining a merchant account if you are planning to start an online business. There are two different kinds of merchant account. This account ensures you can accept credit card payments. If you are planning to launch a website that offers different services and where members must pay certain membership fees. However, getting this account is not simple and uncomplicated. It takes lots of time and high charges from the MAPs merchant Account Provider services. There are few options available in front of you if you are planning to open an account. You can ask services of a bank, a financial institute or a law firm.

 

3rd party merchant account provider option is assumed to be better than others. If your business is labeled as high risk, it means you must manage your account the right way. If your online company had an unstable past, bad credit card history and higher percentage of sales and huge profits. Your online business has high charge backs and people ask refund. You must begin taking things seriously. This account is more expensive and may take lots of time before approval.

 

Law firms and banks carefully check and monitor all documentation provided by the company. Moreover, this is not a personal account, only companies and organizations are certified to endorse such account. However, few merchant account services do not accept credit card payments from certain countries. If you are selling some illegal product or services than your business may labeled as high risk. This account will offer protection from fraudulent transactions. High Risk Merchant Account providers that have been developed to service high risk merchants will generally provide a higher level of fraud protection, so as to decrease the cost their merchants incur. However, in order to cover the higher level of risk, rates for a high risk merchant account will always be higher than their lower risk counter-parts.

 

 

 

 

 

 

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About the Author:
For more information about High Risk Merchant Account visit my website.
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The impulse to shop online

Filed Under (Business) by admin on 25-07-2010

There was a time when online portals were restricted to auction sites like eBay. Amazon’s success in the US has spurred it to venture outside American soil opening portals to serve customers in Canada, the United Kingdom, German, France, Japan and China. Amazon turned a tidy profit of US$5 million on US$1 billion sales.

The 2010 Nielsen Global Consumer Report on Global Trends in Online Shopping suggests that books remain the most popular items bought online. What is more interesting is that price range is not an indicator of success. Airline tickets and electronic equipment ranked third and fourth most popular items purchased online. Moreover the survey suggests this trend is on the rise.

In March 2010, CSL Limited, a pioneer cellular mobile service operator in Hong Kong launched what it argued is the Special Administrative Region’s (SAR) online shop primarily selling mobile phones and cellular services.

What makes Hong Kong an attractive place to run an online business? Hong Kong has one of the highest residential broadband penetration rates in the world with 81% of households or 3.9 million Internet users in total according to AFP/Strategy Analytics.

Exactly what is driving consumers to buy online? An often quoted reason is convenience. Personally the first products I started buying online were books. At the time it was the high markups that book retailers in Hong Kong charged that drove me to go online. The Internet also allowed me to get my hands on products that are not available locally (or if they were, the prices were horrendously expensive).

 Mark Liversidge

CSL Limited’s Chief Marketing Officer Mark Liversidge said that customers shop online primarily out of convenience: “The desire for more freedom, choice and a convenient shopping experience where customers can browse and buy at their own pace, from anywhere and at anytime. Online shopping allows customers to easily check out the latest product information and pricing, along with recommendations from friends or other users in the social media.”

But convenience alone is not the determining factor. Ease of use has been found to be a strong motivating factor. The popularity of the Apple iPhone can be attributed to the ease with which consumers are able to immerse themselves in the device without the cumbersome experience associated with many consumer electronic devices. Indeed Nokia’s success can be attributed to the company’s effort to keep the Symbian interface simple to use, a fact that other mobile phone makers like Motorola and Sony Ericsson have ignored for many years.

As consumers become more sophisticated in their lifestyle, so too is the penchant for products that thrive on complex technologies like high definition (HD) television or 3D display.

Liversidge sees the increasing ease of use of new technologies that make life easier leading to a change in customer behavior. He cites examples like iTunes with music, Facebook with social interaction and ebay with online as clear indicators of how technology is changing customer behavior.

David Boden, senior director of retail for Asia Pacific and Japan at Oracle believes social networking offers a very attractive cost-performance ratio for online retailers. He predicts that social networking is going to be the norm when it comes to engaging customers, and mobile devices will be the platform of choice.  

The availability of low-cost, high speed broadband is fueling growth in websites that encourage online commerce. The growing popularity of online gaming may also be contributing to the popular acceptance of the Internet as a safe medium for shopping.

CSL saw the writing on the online wall when in December 2009, the China Internet Network Information Center (CNNIC) reported a 38.9% increased in Chinese online shoppers for the first half of 2009 compared to the previous year. The CNNIC also estimated that 87.88 million Chinese spent US$26.62 billion in 2009 with 79.4% expressing satisfaction with their online experience.

A decade ago I would have doubt the possibility of online shopping becoming a possibility in a small locality like Hong Kong. But with a highly mobile and busy workforce, the convenience and safety of online shopping is slowly making its presence felt in the SAR.

Doing business online has already proven itself with a local startup, Alibaba, being showcased as the poster child of the opportunities. In Asia companies like UNIQLO in Japan, China Eastern and Xinhua Bookstore from China all pointing to the potential of the Internet as the next platform for consumer purchases.

For CSL, the launch of an online store in March 2010 marks a new chapter in Hong Kong’s long and fast march towards mobile commerce. Competition for the hearts and minds of Hong Kong’s 7 million consumers has meant high churn rate and put excessive demand on the five mobile network operators to come up with innovative ways to stay relevant to a fickle customer base.

“The online channel compliments the existing one2free retail and telesales channels. It enables CSL to deliver another best in class customer experience to suit modern Hong Kong consumers’ lifestyles, providing a shopping and information experience 24 hours a day, every day of the year, with a number of specific offer benefits,” said Liversidge.

Does this mean the end of the brick and mortar retail store? Boden sees online retail stores gaining a foothold in what was once an almost pure brick and mortar channel. Ff course we had mail order and the roaming salesman. But true mass market was still dominated by retail stores.

   David Boden

“Mobile shopping will finally and permanently take root, forever changing the retail buying, selling and marketing landscape.  It’s how we live today, so retailers need to catch up.  Mobile phones are sometimes fashion accessories, but more importantly, they are really everyday items you put on each day like your shoes,” said Boden. 

A catalyst for the further growth in online shopping is the social network phenomenon. Marketers agree that social chatter have the power to influence the success and failure of a product or company. The center of power is shifting to the consumer. 

“Customer reviews, mass tweets or blogs of customer comments (pros or cons) mean the views of customer can be highly influential globally.  It would be to one’s peril for the retailer to ignore this influence,” cautions Boden.

But why online? Doesn’t going online suggest a less personal approach to engagement? For complex or sensitive issues, the personal face-to-face approach probably will remain the norm. But where the transaction is simple and the consumer knows what he or she wants, a more discrete, less public channel is probably the best approach. And this is what the Internet offers.

Boden says customers want less but more meaningful engagements. So how do you engagement less frequently but more intimately? The answer lies with analytics technology. In a nutshell, analytics can help analyze sales data, response rate data, and so on, to continually refine messaging and offers that lead to better success.

He may be on to something here.

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About the Author:
Current I am the content director and web strategist for Questex Asia Ltd. I also have 6 years of Marketing and Communications experience with Hitachi Data Systems in Asia. Other prior stints include senior industry analyst for Dataquest (a Gartner Group brand) and account director at Euan Barty Associates – a PR firm in Hong Kong.
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Don't Be Dense – Writing Keyword Rich Text To Effectively Promote Your Website -commercial realtor

Filed Under (Business) by admin on 25-07-2010

When you are looking for a way to effectively promote your website, you will find both expensive and inexpensive options. One of the most popular inexpensive options today is to use keyword rich text. When someone is looking for something on the web, they are most likely to use search engines such as “Google” to find what they need. The goal as a website operator is to get most of this traffic right to your website. With thousands of people conducting searches each day, there are thousands of potential consumers and web users to direct to your site. With keyword rich text, there is a better chance that these searchers will indeed be directed to your site through search engines.

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 Keyword rich text is basically articles of text that contain high numbers of a keyword or keywords that pertain to the subject chosen. To be clearer, if you have a website about fishing, then for search engines to direct web users to your site, you might include articles with words such as “fishing”, “fish”, “tackle”, “lure”, or “boat”. If someone were to type one of these particular words into a search engine, your site would likely come up near the top if you include these words in large amounts on your site. The more you repeat the word the user types in the search engine, the more likely they will see your site as an option for them to click on. Your articles may seem a bit redundant, but it really pays off to use as many keywords as you possibly can, without compromising content.

Private Label Rights Articles (PLR) are a fantastic way to add new content to your website  http://www.Free-Plr-Article.com

Another way you can use keyword rich text to effectively promote your website is by submitting articles to databases. This is great for the website operator that would rather not bulk up their website with lengthy articles. The basis of this task is to write keyword articles and submit them to various free article databases. Throughout the articles, or at the bottom of the text, include information about and a link to your website. When someone searches for the keyword within your text, the article will be brought up. As they read the article, they will have the opportunity to visit your page through the link for more useful information. This is a great idea, especially when you have a retail business online that would look ridiculous with a large amount of text included. It gives you the space to store the text somewhere else (the database), but still allows you to reap rewards from your articles.

 

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